I got into investing some years back. It definitely is one of the decisions that I have never regretted in my life. Before starting though, I was asking myself – can investing make you rich? What I have learned since – the answer to the above will depend on couple of things. Firstly, what is …
I have been recently asked by a friend of mine – how many ISA accounts can I have? He was concerned that he had a stocks ISA and a cash ISA in two different banks. If you are all new to ISAs – I would suggest you start off with learning more about these here. …
Debt is not an easy thing to be in. Many people set themselves a target to pay off debt as soon as they can. This is a great target to set however how do you go about this? There are two main ways to look at repaying debt quicker. Both methods have funny names – …
I am sorry to say – but unexpected things often happen in life. The worst thing is – not all of them are pleasant. This is where having an emergency fund becomes vital. I have personally realised how important it is to have one when I lost a job back in the days. Thanks to …
I started researching the topic of investing a couple of years back. I knew that I need to find a way to make money work for me rather than me working for money. This is where the term of compounding and I crossed our paths. Firstly, seeing the past performance of the stock markets was …
the magic of compounding and how to make the most out of it Read More »
After reading a couple of books some years back I realised – I need to find a way to make money while I sleep otherwise known as passive income. The easiest way I could think off – the stock market. The question I had though – how do I start investing? Below I want to …
Debt is a term that isn’t fun at all. It can be a source of great stress for many and reduction of quality of life for others. Many people are looking for ways how to clear debt. The ones who aren’t – can’t admit the size of the problem to themselves yet. The above doesn’t …
Buying your new home is both scary and extremely exciting at the same time. The process can be long and difficult. It is extremely rewarding though once you finally get your hands on the keys to your new property. Below I will cover the main fees you will be expected to splash out on when …
Couple days ago I found an article on dividend stocks. The article talks about how you can try to make money in the current environment with some dividend stocks in your portfolio. If you are interested in the article you can read it here. There are some specific stocks that the authors suggest looking into. …
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Today I want to talk about another scheme that the government has launched to help people to get on the property ladder. This scheme is somewhat different from the shared ownership (you can read more about it here). This one is called – help to buy. Some others also refer to it as equity loan. …