If you are looking to buy a a home and you are a first time buyer – I might have some good news for you. You still have so time left in order to apply for an equity loan help to buy scheme. The scheme makes buying a first home a lot more affordable to …
There is a trend lately here. As soon as I post an article – the new UK government changes the rules around the topic I blogged about. It happened twice now as the government has changed the rules around the income tax as soon as I posted a blog on it. Below I will review …
If you live in the UK you might have heard of mini budged recently. This is where the new chancellor Kwasi Kwarteng announced financial changes that impact lives of people living in the UK. Personal tax is one of the topics that got impacted. Reading that paragraph above you might got slightly concerned. However, the …
personal tax change – how big will the benefit be? Read More »
It doesn’t happen often that you post something and have to write a new article on the same topic immediately. However the recent news about the stamp duty change is the reason I have to do it. Just a couple of days ago I have posted an article explaining stamp duty. You know what… it …
One of the biggest fees to consider when buying a property is stamp duty. This is a tax that needs to be paid at every purchase. The value of this can vary significantly. This will depend on the price of the property you are buying. There are however other factors that impact how much you …
how to know the stamp duty for residential property Read More »
Getting on the property ladder is a dream for many. It is also true that many can’t afford this. This is where help to buy schemes come to play. One of the ones that can often become the first step on this journey – shared ownership. The scheme is great at helping people to get …
Wouldn’t it be amazing if there was a way for you to take someone else money and use that for a period of time and give it back without having to pay a penny for it? On top of that – getting rewards for doing so. Oh, wait… that’s literally what credit card allows you …
Getting your first credit card is an exciting time. A lot of new options become available. You can for example rent a car abroad. You then however spot APR on each card you are looking to apply for. The next question you ask – what is the credit card APR and why do these percentages …
how credit card APR work and how to make the most out of it? Read More »
The current uncertainty about the whole economy, the bills and what is there to come is at its worst. People are nervous if they will be able to afford food and heating in the winter. On top of that, many are starting to get nervous about the mortgage rates. Are the new payments after remortgage …
why mortgage rates are going up and how to pay less? Read More »
Most of us have heard the word RECESSION recently. But do you actually understand what it means? Is this good or bad for your personal finances? Is there anything you can do to make your personal finances come out in a better shape on the other side of this? I have to say – I …