The recent budget announced brings some bad news for car owners. The car tax is due to become more expensive as of 1st of April. This is following the news from last year where it was confirmed that the owners of electric vehicles will soon need to start paying road tax as well. On top …
We have finally heard the proposed changes for the new financial year from the chancellor. One of the big talking points was to do with personal pension allowance. The big driver for this decision is the fact that many professionals retire early. As they are reach the tax free limit to their pension pots – …
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When it comes to buying your first home – property market in the UK is not cheap at all. This makes it hard for many first time buyers to get on the property ladder. There are schemes that can help in this process – shared ownership is one of these. I have previously written about …
People who are new to the world of personal finance are often asking the question – which should I do, invest or save? There is no clear answer and this will very much depend on your personal situation and needs. There are however some rules that can guide you to the option that will suite …
Dividend investing is one of strategies used by many investors. There is however a concept that confuses some. So today I want to cover what exactly is dividend yield. Many investors have come across and heard the phrase dividend yield however not everyone is comfortable with it or fully clear how it is …
If getting money for not doing much sound like something you personally could like – keep reading this article. Currently there are a couple of banks offering to pay you a cashback for simply switching your current account to them. Some might say that the above is a trick and not really worth considering. I …
We currently live in the world where more and more people wish to retire early. People want to travel, explore, see new things and not have to work 9-5 in order to be able to achieve these things. This is where the term financial freedom comes into play. As the retirement age is being pushed …
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Investing is a topic that more and more people are trying to get a better understanding of. This is a tool that can unlock new possibilities in persons life. And as such, many are asking – what is the best investment strategy. Investing is a key aspect of personal finance. This can allow you not …
Budgeting is a critical aspect of personal finance that can help you take control of your money and reach your financial goals. Whether you’re looking to pay off debt, save for an emergency fund, or plan for retirement, a budget can help you get there. In this article I will cover what budgeting is, why …
Credit cards are either your friend or your biggest enemy. On one side – people use these and get loads of perks. On the other side – people are drowning in debt. This is where balance transfer credit cards can come to rescue. Balance transfer credit cards can become the best friend for those looking …
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