Ever since I learned about FIRE I have decided that it is the only path in my life that I’m happy to accept. FIRE sets you on a mission to retire early. However the big question that everyone asks is – how much money do you need for retirement? Long story short – there is …
How much money do you need for retirement before the pension age Read More »
There are many investing strategies. One that has been popular for a while now is dividend investing. One question that a lot of dividend investors are asking – how much is dividend tax in the UK currently? Below I will review the tax structure that is in place currently. One thing you need to keep …
Today I want to cover an interesting topic that can help anyone to kick their wealth building journey off. Specifically I want to answer the question – what is the 50/30/20 rule and why should you consider using it on your path to wealth. There are many different techniques of how to budget. Some of …
There is a long list of different types of credit cards available. And each one of these offers different benefits to the holder of the card. Today I want to answer a question – what is a purchase credit card? These are also often called – 0% purchase credit cards. As you will keep reading …
what is a purchase credit card and do you need one? Read More »
Recession has been the topic on minds of many for a while now. As people are struggling with their finances – payday loans are being considered more often than not. The questions we need to ask though – what is a payday loan UK and do we actually need one? Payday loans get their fair …
what is a payday loan uk and why you don’t need one? Read More »
There is a trend – new financial year brings new people who ask the same question. Everyone interested in investing and personal finance is asking – what is the ISA allowance for 2023/24? I have previously covered the topic of ISAs. I find these accounts extremely beneficial and useful. You can invest and take all …
All of us shop online. That’s the reality of the world we currently live in. But did you know that there are websites that pay you for shopping online? These are called cashback websites. I personally love these sites and do all of my shopping through these. This way I earn £200-300 per year without …
cashback websites allow me to earn £300 per year Read More »
People are divided into 2 camps – those who love credit cards and those who avoid these like a plague. I personally think credit cards are a powerful tool. The key with these is to know how to use these correctly. For people who don’t have credit cards – imagining even having one is a …
Passive income is a dream for many. This is often linked to an early retirement and financial independence. And today I want to talk about the most passive way of making money – dividend investing. I am not a financial advisor and the below is simply my views and experience in the field so far. …
It is the last day of Debt Awareness Week 2023 in the UK. And as such I have decided to write an article on how to clear credit card debt. This, in my personal view, is one of the most expensive types of debt to have. The only exception to this can be a payday …